LAMOURE
Charter #62218 · LAMOURE, ND · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,122 sits at the 5th percentile of structural peers — worth a closer look.
- Net worth ratio of 17.64% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.56% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.50% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LAMOURE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $40.57M | 84th pct | 64th pct |
| Members | 1,122 | 9th pct | 5th pct |
| Net worth ratio | 17.64% | 74th pct | 79th pct |
| Return on average assets | 1.56% | 87th pct | 90th pct |
| Net interest margin | 3.30% | 26th pct | 48th pct |
| Cost of funds | 0.50% | 33th pct | 21th pct |
| Loan-to-share | 51.08% | 40th pct | 49th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 23th pct | 28th pct |
| Loan growth YoY | -3.48% | 42th pct | 31th pct |
| Share growth YoY | 11.45% | 97th pct | 95th pct |
| Efficiency ratio | 55.70% | 6th pct | 7th pct |
structural peer set hash: b9e02fa1cb710a76be2df05a1665185b… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.