I.M. DETROIT DISTRICT
Charter #62167 · DETROIT, MI · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 58 sits at the 7th percentile of structural peers — worth a closer look.
- Net worth ratio of 26.06% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.12% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 1.42% sits at the 10th percentile of structural peers — worth a closer look.
- Cost of funds of 0.07% ranks in the 24th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | I.M. DETROIT DISTRICT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.01M | 30th pct | 38th pct |
| Members | 58 | 1th pct | 7th pct |
| Net worth ratio | 26.06% | 78th pct | 82th pct |
| Return on average assets | 2.12% | 92th pct | 85th pct |
| Net interest margin | 1.42% | 3th pct | 10th pct |
| Cost of funds | 0.07% | 17th pct | 24th pct |
| Loan-to-share | 2.18% | 2th pct | 19th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 12th pct |
| Loan growth YoY | 5872.83% | 100th pct | 98th pct |
| Share growth YoY | 5.84% | 83th pct | 71th pct |
| Efficiency ratio | 24.55% | 2th pct | 7th pct |
structural peer set hash: eb90f403468742f6b599456acb6a124a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.