WAYLAND TEMPLE BAPTIST
Charter #22007 · Philadelphia, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 75 sits at the 8th percentile of structural peers — worth a closer look.
- Return on average assets of -2.78% sits at the 11th percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 205.45% sits at the 89th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 3rd percentile but its structural peers at the 23rd — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WAYLAND TEMPLE BAPTIST | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 190,512 | 3th pct | 23th pct |
| Members | 75 | 2th pct | 8th pct |
| Net worth ratio | 15.14% | 39th pct | 34th pct |
| Return on average assets | -2.78% | 8th pct | 11th pct |
| Net interest margin | 2.64% | 14th pct | 31th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 0.00% | 0th pct | 0th pct |
| Delinquency 60+ days | — | — | — |
| Net charge-off ratio | — | — | — |
| Loan growth YoY | — | — | — |
| Share growth YoY | -9.50% | 7th pct | 13th pct |
| Efficiency ratio | 205.45% | 96th pct | 89th pct |
structural peer set hash: 1c7056d0171c24a5642e0dab6c09b45d… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.