POWER CO-OP EMPLOYEES
Charter #61920 · Humboldt, IA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,850 sits at the 13th percentile of structural peers — worth a closer look.
- Net interest margin of 2.37% sits at the 5th percentile of structural peers — worth a closer look.
- Cost of funds of 3.14% sits at the 98th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.56% sits at the 85th percentile of structural peers — worth a closer look.
- Efficiency ratio of 49.13% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | POWER CO-OP EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $83.56M | 74th pct | 64th pct |
| Members | 2,850 | 8th pct | 13th pct |
| Net worth ratio | 13.63% | 59th pct | 57th pct |
| Return on average assets | 1.11% | 70th pct | 66th pct |
| Net interest margin | 2.37% | 4th pct | 5th pct |
| Cost of funds | 3.14% | 99th pct | 98th pct |
| Loan-to-share | 77.30% | 80th pct | 61th pct |
| Delinquency 60+ days | 0.90% | 68th pct | 70th pct |
| Net charge-off ratio | 0.56% | 75th pct | 85th pct |
| Loan growth YoY | 3.82% | 88th pct | 80th pct |
| Share growth YoY | 10.79% | 97th pct | 90th pct |
| Efficiency ratio | 49.13% | 3th pct | 3th pct |
structural peer set hash: ed7495b56d0aa50fa9c4d654cf7d2c8f… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.