LAMPCO
Charter #15248 · ANDERSON, IN · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.51% sits at the 8th percentile of structural peers — worth a closer look.
- Return on average assets of -0.16% sits at the 10th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.35% sits at the 87th percentile of structural peers — worth a closer look.
- Efficiency ratio of 90.94% sits at the 85th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 82nd percentile but its structural peers at the 61st — a 21-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LAMPCO | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $89.25M | 82th pct | 61th pct |
| Members | 7,796 | 86th pct | 66th pct |
| Net worth ratio | 8.51% | 6th pct | 8th pct |
| Return on average assets | -0.16% | 11th pct | 10th pct |
| Net interest margin | 3.91% | 61th pct | 61th pct |
| Cost of funds | 0.93% | 51th pct | 33th pct |
| Loan-to-share | 81.41% | 85th pct | 69th pct |
| Delinquency 60+ days | 1.35% | 83th pct | 87th pct |
| Net charge-off ratio | 0.41% | 65th pct | 61th pct |
| Loan growth YoY | 5.70% | 93th pct | 89th pct |
| Share growth YoY | 12.51% | 98th pct | 90th pct |
| Efficiency ratio | 90.94% | 82th pct | 85th pct |
structural peer set hash: 0c35d26842a2bc4efba6f6d09a8149a2… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.