MONMOUTH COUNTY POSTAL EMPLOYEES
Charter #61872 · Red Bank, NJ · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,002 sits at the 16th percentile of structural peers — worth a closer look.
- Net worth ratio of 20.84% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.60% sits at the 7th percentile of structural peers — worth a closer look.
- Net interest margin of 2.26% sits at the 8th percentile of structural peers — worth a closer look.
- Cost of funds of 1.39% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MONMOUTH COUNTY POSTAL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $21.80M | 40th pct | 38th pct |
| Members | 1,002 | 5th pct | 16th pct |
| Net worth ratio | 20.84% | 88th pct | 77th pct |
| Return on average assets | -0.60% | 10th pct | 7th pct |
| Net interest margin | 2.26% | 3th pct | 8th pct |
| Cost of funds | 1.39% | 75th pct | 87th pct |
| Loan-to-share | 16.36% | 1th pct | 8th pct |
| Delinquency 60+ days | 0.13% | 25th pct | 21th pct |
| Net charge-off ratio | -0.07% | 12th pct | 23th pct |
| Loan growth YoY | -4.67% | 32th pct | 48th pct |
| Share growth YoY | -3.39% | 7th pct | 11th pct |
| Efficiency ratio | 125.52% | 98th pct | 95th pct |
structural peer set hash: 8257483822a7a483c7d72325bdaedb82… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.