SISKIYOU
Charter #61682 · Yreka, CA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.30% sits at the 23rd percentile of structural peers — worth a closer look.
- Return on average assets of 1.06% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.30% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.47% sits at the 92nd percentile of structural peers — worth a closer look.
- Efficiency ratio of 68.57% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SISKIYOU | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $144.72M | 28th pct | 56th pct |
| Members | 11,788 | 43th pct | 56th pct |
| Net worth ratio | 9.30% | 18th pct | 23th pct |
| Return on average assets | 1.06% | 72th pct | 75th pct |
| Net interest margin | 5.30% | 98th pct | 93th pct |
| Cost of funds | 0.92% | 35th pct | 34th pct |
| Loan-to-share | 82.33% | 74th pct | 62th pct |
| Delinquency 60+ days | 0.92% | 73th pct | 72th pct |
| Net charge-off ratio | 1.47% | 96th pct | 92th pct |
| Loan growth YoY | 3.53% | 79th pct | 82th pct |
| Share growth YoY | -0.50% | 7th pct | 8th pct |
| Efficiency ratio | 68.57% | 22th pct | 20th pct |
structural peer set hash: 8aa7e410227c5ca99fc83d3d62ac0bd6… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.