ALAMO CITY
Charter #61267 · San Antonio, TX · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,007 sits at the 21st percentile of structural peers — worth a closer look.
- Net worth ratio of 4.61% sits at the 2nd percentile of structural peers — worth a closer look.
- Net interest margin of 3.40% sits at the 16th percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.53% sits at the 89th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALAMO CITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.39M | 97th pct | 28th pct |
| Members | 1,007 | 83th pct | 21th pct |
| Net worth ratio | 4.61% | 1th pct | 2th pct |
| Return on average assets | -0.00% | 32th pct | 31th pct |
| Net interest margin | 3.40% | 30th pct | 16th pct |
| Cost of funds | 0.00% | 12th pct | 0th pct |
| Loan-to-share | 75.58% | 71th pct | 54th pct |
| Delinquency 60+ days | 2.53% | 73th pct | 89th pct |
| Net charge-off ratio | 0.29% | 78th pct | 48th pct |
| Loan growth YoY | -16.51% | 11th pct | 0th pct |
| Share growth YoY | -4.44% | 19th pct | 10th pct |
| Efficiency ratio | 100.02% | 73th pct | 77th pct |
structural peer set hash: 2923bd7ededaa388a78616a447c9c640… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.