NY FIREFIGHTERS BRAVEST
Charter #609 · albany, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 4,744 ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 11.68% sits at the 25th percentile of structural peers — worth a closer look.
- Net interest margin of 6.39% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.15% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.05% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NY FIREFIGHTERS BRAVEST | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $24.73M | 48th pct | 54th pct |
| Members | 4,744 | 95th pct | 82th pct |
| Net worth ratio | 11.68% | 33th pct | 25th pct |
| Return on average assets | 0.20% | 26th pct | 30th pct |
| Net interest margin | 6.39% | 99th pct | 98th pct |
| Cost of funds | 0.88% | 52th pct | 34th pct |
| Loan-to-share | 90.65% | 94th pct | 84th pct |
| Delinquency 60+ days | 0.15% | 26th pct | 21th pct |
| Net charge-off ratio | -0.05% | 13th pct | 10th pct |
| Loan growth YoY | -1.96% | 54th pct | 41th pct |
| Share growth YoY | 1.94% | 43th pct | 52th pct |
| Efficiency ratio | 94.45% | 82th pct | 75th pct |
structural peer set hash: 471c8e9165bcc87f4154163f06fe35e5… (reproducible)
Closest structural peers
This is the free public view
Claim NY FIREFIGHTERS BRAVEST
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.