PLATTSBURGH CITY SCHOOL DISTRICT
Charter #12873 · Plattsburgh, NY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 752 sits at the 15th percentile of structural peers — worth a closer look.
- Return on average assets of 1.01% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 96th percentile but its structural peers at the 43rd — a 53-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PLATTSBURGH CITY SCHOOL DISTRICT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.29M | 96th pct | 43th pct |
| Members | 752 | 66th pct | 15th pct |
| Net worth ratio | 15.48% | 41th pct | 54th pct |
| Return on average assets | 1.01% | 72th pct | 79th pct |
| Net interest margin | 4.12% | 52th pct | 44th pct |
| Cost of funds | 1.50% | 78th pct | 56th pct |
| Loan-to-share | 84.52% | 83th pct | 79th pct |
| Delinquency 60+ days | 0.93% | 53th pct | 72th pct |
| Net charge-off ratio | 0.00% | 22th pct | 34th pct |
| Loan growth YoY | -7.05% | 39th pct | 10th pct |
| Share growth YoY | 5.88% | 84th pct | 77th pct |
| Efficiency ratio | 75.52% | 32th pct | 28th pct |
structural peer set hash: e3d06698ce69287b7994f62c9e0304f5… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.