THE FAMILY
Charter #60728 · Davenport, IA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 13.95% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.13% sits at the 3rd percentile of structural peers — worth a closer look.
- Net interest margin of 3.94% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.12% sits at the 75th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.62% sits at the 95th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | THE FAMILY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $248.78M | 63th pct | 57th pct |
| Members | 19,735 | 76th pct | 72th pct |
| Net worth ratio | 13.95% | 79th pct | 77th pct |
| Return on average assets | -0.13% | 6th pct | 3th pct |
| Net interest margin | 3.94% | 69th pct | 75th pct |
| Cost of funds | 0.95% | 36th pct | 34th pct |
| Loan-to-share | 62.28% | 31th pct | 39th pct |
| Delinquency 60+ days | 1.12% | 80th pct | 75th pct |
| Net charge-off ratio | 1.62% | 97th pct | 95th pct |
| Loan growth YoY | -5.94% | 4th pct | 3th pct |
| Share growth YoY | 2.55% | 36th pct | 28th pct |
| Efficiency ratio | 83.90% | 69th pct | 82th pct |
structural peer set hash: 996eb172de17f3142b63867f45ca5ac0… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.