EASTERN UTAH COMMUNITY
Charter #24709 · Price, UT · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 13.47% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.98% sits at the 93rd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | EASTERN UTAH COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $224.52M | 58th pct | 48th pct |
| Members | 12,689 | 47th pct | 41th pct |
| Net worth ratio | 13.47% | 74th pct | 75th pct |
| Return on average assets | 0.88% | 62th pct | 49th pct |
| Net interest margin | 3.49% | 40th pct | 38th pct |
| Cost of funds | 1.98% | 87th pct | 93th pct |
| Loan-to-share | 65.82% | 38th pct | 34th pct |
| Delinquency 60+ days | 0.91% | 72th pct | 70th pct |
| Net charge-off ratio | 0.48% | 63th pct | 59th pct |
| Loan growth YoY | -0.90% | 37th pct | 36th pct |
| Share growth YoY | 1.99% | 27th pct | 15th pct |
| Efficiency ratio | 71.56% | 27th pct | 31th pct |
structural peer set hash: c7dddfa44c6ce5e5c12a5c5cc90364b0… (reproducible)
Closest structural peers
This is the free public view
Claim EASTERN UTAH COMMUNITY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.