SOUTH CAROLINA METHODIST CONF
Charter #60715 · COLUMBIA, SC · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.48% sits at the 18th percentile of structural peers — worth a closer look.
- Net interest margin of 5.33% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 78th percentile but its structural peers at the 56th — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SOUTH CAROLINA METHODIST CONF | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.68M | 68th pct | 46th pct |
| Members | 986 | 81th pct | 61th pct |
| Net worth ratio | 8.48% | 8th pct | 18th pct |
| Return on average assets | 0.15% | 39th pct | 39th pct |
| Net interest margin | 5.33% | 83th pct | 75th pct |
| Cost of funds | 0.86% | 61th pct | 43th pct |
| Loan-to-share | 80.50% | 78th pct | 56th pct |
| Delinquency 60+ days | 0.75% | 48th pct | 43th pct |
| Net charge-off ratio | 0.37% | 79th pct | 64th pct |
| Loan growth YoY | 6.05% | 90th pct | 93th pct |
| Share growth YoY | -4.58% | 19th pct | 11th pct |
| Efficiency ratio | 93.62% | 61th pct | 62th pct |
structural peer set hash: 5e65ace000fcbe5e484ed302308b323a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.