LOCAL 265 IBEW
Charter #15522 · LINCOLN, NE · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,402 ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.09% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 75.22% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 58th percentile but its structural peers at the 28th — a 30-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LOCAL 265 IBEW | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.92M | 58th pct | 28th pct |
| Members | 1,402 | 92th pct | 77th pct |
| Net worth ratio | 8.76% | 9th pct | 26th pct |
| Return on average assets | 1.09% | 74th pct | 75th pct |
| Net interest margin | 4.13% | 53th pct | 33th pct |
| Cost of funds | 1.27% | 73th pct | 51th pct |
| Loan-to-share | 86.60% | 85th pct | 67th pct |
| Delinquency 60+ days | 2.21% | 70th pct | 74th pct |
| Net charge-off ratio | 0.00% | 22th pct | 21th pct |
| Loan growth YoY | 1.76% | 80th pct | 80th pct |
| Share growth YoY | -2.39% | 31th pct | 23th pct |
| Efficiency ratio | 75.22% | 31th pct | 23th pct |
structural peer set hash: 716696f354eeb2eaa4e76386b919e6a6… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.