FINANCIAL PARTNERS
Charter #60545 · Springfield, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,175 sits at the 18th percentile of structural peers — worth a closer look.
- Net worth ratio of 7.45% sits at the 3rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.63% sits at the 77th percentile of structural peers — worth a closer look.
- On Cost of funds, the asset-size band puts this credit union at the 34th percentile but its structural peers at the 56th — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FINANCIAL PARTNERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $12.19M | 10th pct | 21th pct |
| Members | 1,175 | 11th pct | 18th pct |
| Net worth ratio | 7.45% | 3th pct | 3th pct |
| Return on average assets | 0.52% | 42th pct | 59th pct |
| Net interest margin | 4.34% | 73th pct | 61th pct |
| Cost of funds | 0.53% | 34th pct | 56th pct |
| Loan-to-share | 43.33% | 26th pct | 43th pct |
| Delinquency 60+ days | 1.63% | 80th pct | 77th pct |
| Net charge-off ratio | 0.57% | 74th pct | 62th pct |
| Loan growth YoY | -2.03% | 53th pct | 66th pct |
| Share growth YoY | -0.91% | 20th pct | 20th pct |
| Efficiency ratio | 90.50% | 74th pct | 57th pct |
structural peer set hash: adf56f2a1bf8aa6e8d5dceccef112e25… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.