AMERICAN PRIDE
Charter #60389 · ALTOONA, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.49% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.03% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.26% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 66.07% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 59th percentile but its structural peers at the 85th — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | AMERICAN PRIDE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $23.04M | 44th pct | 26th pct |
| Members | 1,802 | 37th pct | 28th pct |
| Net worth ratio | 12.13% | 37th pct | 39th pct |
| Return on average assets | 1.49% | 86th pct | 87th pct |
| Net interest margin | 4.03% | 59th pct | 85th pct |
| Cost of funds | 0.26% | 18th pct | 21th pct |
| Loan-to-share | 33.92% | 14th pct | 39th pct |
| Delinquency 60+ days | 1.04% | 69th pct | 64th pct |
| Net charge-off ratio | 0.33% | 64th pct | 61th pct |
| Loan growth YoY | -2.59% | 49th pct | 59th pct |
| Share growth YoY | 0.84% | 34th pct | 28th pct |
| Efficiency ratio | 66.07% | 19th pct | 13th pct |
structural peer set hash: 23218cb5b4c42f1d8e1bc75a7c01cc76… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.