BVA
Charter #16063 · Belle Vernon, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.32% sits at the 16th percentile of structural peers — worth a closer look.
- Net interest margin of 2.60% sits at the 13th percentile of structural peers — worth a closer look.
- Cost of funds of 1.11% sits at the 80th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 4.15% sits at the 97th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.82% sits at the 84th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BVA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $39.12M | 80th pct | 41th pct |
| Members | 2,201 | 54th pct | 30th pct |
| Net worth ratio | 9.32% | 13th pct | 16th pct |
| Return on average assets | 1.06% | 70th pct | 72th pct |
| Net interest margin | 2.60% | 8th pct | 13th pct |
| Cost of funds | 1.11% | 63th pct | 80th pct |
| Loan-to-share | 25.03% | 5th pct | 20th pct |
| Delinquency 60+ days | 4.15% | 96th pct | 97th pct |
| Net charge-off ratio | 0.82% | 82th pct | 84th pct |
| Loan growth YoY | -6.05% | 24th pct | 33th pct |
| Share growth YoY | 4.24% | 68th pct | 84th pct |
| Efficiency ratio | 94.06% | 81th pct | 85th pct |
structural peer set hash: 2ae30e931e15f20b843e8db23f97e4a9… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.