ELITE COMMUNITY
Charter #60304 · Bourbonnais, IL · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.17% sits at the 23rd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.05% sits at the 84th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ELITE COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $25.11M | 49th pct | 49th pct |
| Members | 2,256 | 57th pct | 44th pct |
| Net worth ratio | 9.17% | 12th pct | 23th pct |
| Return on average assets | 0.73% | 54th pct | 62th pct |
| Net interest margin | 3.92% | 53th pct | 52th pct |
| Cost of funds | 1.23% | 68th pct | 70th pct |
| Loan-to-share | 66.97% | 66th pct | 66th pct |
| Delinquency 60+ days | 0.45% | 43th pct | 31th pct |
| Net charge-off ratio | 1.05% | 86th pct | 84th pct |
| Loan growth YoY | -3.90% | 39th pct | 33th pct |
| Share growth YoY | 3.02% | 56th pct | 48th pct |
| Efficiency ratio | 83.93% | 59th pct | 49th pct |
structural peer set hash: f900846be7c28a8f98a9e338a1754c21… (reproducible)
Closest structural peers
This is the free public view
Claim ELITE COMMUNITY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.