LANCASTER RED ROSE
Charter #60113 · Leola, PA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 14.62% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.67% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.12% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.48% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 67.31% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LANCASTER RED ROSE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $54.20M | 11th pct | 28th pct |
| Members | 4,789 | 46th pct | 74th pct |
| Net worth ratio | 14.62% | 67th pct | 77th pct |
| Return on average assets | 1.67% | 89th pct | 95th pct |
| Net interest margin | 4.12% | 73th pct | 95th pct |
| Cost of funds | 0.48% | 22th pct | 16th pct |
| Loan-to-share | 49.76% | 30th pct | 36th pct |
| Delinquency 60+ days | 0.36% | 34th pct | 33th pct |
| Net charge-off ratio | 0.24% | 49th pct | 52th pct |
| Loan growth YoY | 7.41% | 96th pct | 95th pct |
| Share growth YoY | 0.11% | 19th pct | 33th pct |
| Efficiency ratio | 67.31% | 21th pct | 15th pct |
structural peer set hash: 4e781f38f3ddbeeb8654497de6c99298… (reproducible)
Closest structural peers
This is the free public view
Claim LANCASTER RED ROSE
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.