MATANUSKA VALLEY
Charter #5924 · Palmer, AK · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.74% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.85% sits at the 80th percentile of structural peers — worth a closer look.
- Efficiency ratio of 69.90% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 98th percentile but its structural peers at the 72nd — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MATANUSKA VALLEY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $985.01M | 98th pct | 72th pct |
| Members | 65,250 | 93th pct | 72th pct |
| Net worth ratio | 10.40% | 50th pct | 48th pct |
| Return on average assets | 0.87% | 63th pct | 67th pct |
| Net interest margin | 3.74% | 70th pct | 75th pct |
| Cost of funds | 1.22% | 33th pct | 30th pct |
| Loan-to-share | 65.78% | 17th pct | 21th pct |
| Delinquency 60+ days | 0.95% | 76th pct | 72th pct |
| Net charge-off ratio | 0.85% | 82th pct | 80th pct |
| Loan growth YoY | -0.51% | 33th pct | 41th pct |
| Share growth YoY | -0.48% | 5th pct | 3th pct |
| Efficiency ratio | 69.90% | 22th pct | 25th pct |
structural peer set hash: a3b02ec8500b9e2ffa2b810d4f6e2d68… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.