MEMBER PREFERRED
Charter #577 · Fort Worth, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -3.27% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 2.56% sits at the 90th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.66% sits at the 77th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 2.19% sits at the 95th percentile of structural peers — worth a closer look.
- Efficiency ratio of 96.19% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MEMBER PREFERRED | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $16.22M | 24th pct | 57th pct |
| Members | 1,393 | 21th pct | 38th pct |
| Net worth ratio | 12.01% | 36th pct | 39th pct |
| Return on average assets | -3.27% | 2th pct | 0th pct |
| Net interest margin | 4.08% | 61th pct | 26th pct |
| Cost of funds | 2.56% | 96th pct | 90th pct |
| Loan-to-share | 94.34% | 97th pct | 92th pct |
| Delinquency 60+ days | 1.66% | 81th pct | 77th pct |
| Net charge-off ratio | 2.19% | 96th pct | 95th pct |
| Loan growth YoY | -4.64% | 33th pct | 16th pct |
| Share growth YoY | 2.34% | 48th pct | 56th pct |
| Efficiency ratio | 96.19% | 84th pct | 87th pct |
structural peer set hash: d681e0b4aaf7331164d3cefcc73944f3… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.