ARBUCKLE
Charter #24843 · ADA, OK · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,014 sits at the 23rd percentile of structural peers — worth a closer look.
- Net worth ratio of 8.33% sits at the 13th percentile of structural peers — worth a closer look.
- Return on average assets of 0.90% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 2.13% sits at the 77th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ARBUCKLE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $10.42M | 2th pct | 30th pct |
| Members | 1,014 | 5th pct | 23th pct |
| Net worth ratio | 8.33% | 6th pct | 13th pct |
| Return on average assets | 0.90% | 63th pct | 75th pct |
| Net interest margin | 4.58% | 81th pct | 57th pct |
| Cost of funds | 2.13% | 92th pct | 77th pct |
| Loan-to-share | 81.61% | 86th pct | 66th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.34% | 64th pct | 62th pct |
| Loan growth YoY | -6.08% | 23th pct | 10th pct |
| Share growth YoY | 0.12% | 27th pct | 26th pct |
| Efficiency ratio | 84.33% | 60th pct | 54th pct |
structural peer set hash: 25a84de02b1e21577675e9788e1be80e… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.