KC FAIRFAX
Charter #5589 · KANSAS CITY, KS · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.49% sits at the 23rd percentile of structural peers — worth a closer look.
- Return on average assets of -1.56% sits at the 5th percentile of structural peers — worth a closer look.
- Net interest margin of 3.39% sits at the 25th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 2.09% sits at the 79th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -3.49% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | KC FAIRFAX | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $6.55M | 75th pct | 8th pct |
| Members | 1,760 | 96th pct | 54th pct |
| Net worth ratio | 9.49% | 12th pct | 23th pct |
| Return on average assets | -1.56% | 13th pct | 5th pct |
| Net interest margin | 3.39% | 29th pct | 25th pct |
| Cost of funds | 0.78% | 59th pct | 69th pct |
| Loan-to-share | 53.74% | 45th pct | 44th pct |
| Delinquency 60+ days | 2.09% | 69th pct | 79th pct |
| Net charge-off ratio | -3.49% | 1th pct | 0th pct |
| Loan growth YoY | -13.70% | 17th pct | 5th pct |
| Share growth YoY | -6.82% | 12th pct | 5th pct |
| Efficiency ratio | 130.87% | 90th pct | 93th pct |
structural peer set hash: 3b6d861a389c7d1dad928a3bf20bc767… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.