HASTINGS
Charter #5291 · Hastings, NE · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 20.51% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.27% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.44% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.99% sits at the 77th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 4th percentile but its structural peers at the 57th — a 54-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HASTINGS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $51.20M | 4th pct | 57th pct |
| Members | 5,210 | 54th pct | 70th pct |
| Net worth ratio | 20.51% | 92th pct | 77th pct |
| Return on average assets | 2.27% | 98th pct | 87th pct |
| Net interest margin | 4.49% | 87th pct | 67th pct |
| Cost of funds | 0.44% | 20th pct | 21th pct |
| Loan-to-share | 84.95% | 89th pct | 74th pct |
| Delinquency 60+ days | 0.99% | 72th pct | 77th pct |
| Net charge-off ratio | 0.09% | 32th pct | 46th pct |
| Loan growth YoY | -3.96% | 27th pct | 15th pct |
| Share growth YoY | 4.59% | 70th pct | 67th pct |
| Efficiency ratio | 59.40% | 10th pct | 28th pct |
structural peer set hash: ad21e3acd7b292640a06cd8b116237bd… (reproducible)
Closest structural peers
This is the free public view
Claim HASTINGS
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.