BATON ROUGE FIRE DEPARTMENT
Charter #1257 · Baton Rouge, LA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 21.76% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.64% sits at the 77th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.99% sits at the 77th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- On Loan growth YoY, the asset-size band puts this credit union at the 43rd percentile but its structural peers at the 23rd — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BATON ROUGE FIRE DEPARTMENT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $81.20M | 70th pct | 69th pct |
| Members | 6,427 | 72th pct | 70th pct |
| Net worth ratio | 21.76% | 94th pct | 82th pct |
| Return on average assets | 1.76% | 92th pct | 74th pct |
| Net interest margin | 3.83% | 55th pct | 38th pct |
| Cost of funds | 1.64% | 85th pct | 77th pct |
| Loan-to-share | 79.25% | 82th pct | 62th pct |
| Delinquency 60+ days | 0.99% | 71th pct | 77th pct |
| Net charge-off ratio | 0.00% | 17th pct | 23th pct |
| Loan growth YoY | -2.16% | 43th pct | 23th pct |
| Share growth YoY | 4.22% | 67th pct | 70th pct |
| Efficiency ratio | 59.97% | 10th pct | 28th pct |
structural peer set hash: 0d537fc8e79d030d720c2c9553414c8a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.