TIMBERLINE
Charter #11678 · Crossett, AR · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 11,031 ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.98% sits at the 0th percentile of structural peers — worth a closer look.
- Net interest margin of 4.27% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.68% sits at the 89th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.83% sits at the 93rd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TIMBERLINE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $80.70M | 69th pct | 64th pct |
| Members | 11,031 | 97th pct | 97th pct |
| Net worth ratio | 19.59% | 89th pct | 72th pct |
| Return on average assets | -0.98% | 2th pct | 0th pct |
| Net interest margin | 4.27% | 80th pct | 75th pct |
| Cost of funds | 1.02% | 57th pct | 54th pct |
| Loan-to-share | 69.10% | 66th pct | 56th pct |
| Delinquency 60+ days | 1.68% | 89th pct | 89th pct |
| Net charge-off ratio | 0.83% | 85th pct | 93th pct |
| Loan growth YoY | -2.14% | 43th pct | 38th pct |
| Share growth YoY | 0.94% | 27th pct | 20th pct |
| Efficiency ratio | 96.78% | 91th pct | 95th pct |
structural peer set hash: 3d3658972b1b0c5f123f500c5fd66287… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.