DANIELS-SHERIDAN
Charter #5063 · SCOBEY, MT · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,178 sits at the 21st percentile of structural peers — worth a closer look.
- Return on average assets of 0.16% sits at the 11th percentile of structural peers — worth a closer look.
- Net interest margin of 2.35% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 2.56% sits at the 98th percentile of structural peers — worth a closer look.
- Efficiency ratio of 94.17% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DANIELS-SHERIDAN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $92.40M | 87th pct | 57th pct |
| Members | 3,178 | 12th pct | 21th pct |
| Net worth ratio | 11.87% | 39th pct | 54th pct |
| Return on average assets | 0.16% | 20th pct | 11th pct |
| Net interest margin | 2.35% | 3th pct | 0th pct |
| Cost of funds | 2.56% | 97th pct | 98th pct |
| Loan-to-share | 64.79% | 56th pct | 52th pct |
| Delinquency 60+ days | 0.71% | 56th pct | 62th pct |
| Net charge-off ratio | 0.14% | 38th pct | 57th pct |
| Loan growth YoY | -3.88% | 28th pct | 23th pct |
| Share growth YoY | 12.48% | 98th pct | 95th pct |
| Efficiency ratio | 94.17% | 88th pct | 87th pct |
structural peer set hash: aeafda30795839584ed36a0d2662c519… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.