ALLEGHENY VALLEY
Charter #4756 · PITTSBURGH, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 795 sits at the 8th percentile of structural peers — worth a closer look.
- Net worth ratio of 31.07% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.17% sits at the 20th percentile of structural peers — worth a closer look.
- Net interest margin of 2.76% sits at the 11th percentile of structural peers — worth a closer look.
- Cost of funds of 1.39% sits at the 85th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALLEGHENY VALLEY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $10.85M | 4th pct | 13th pct |
| Members | 795 | 2th pct | 8th pct |
| Net worth ratio | 31.07% | 98th pct | 95th pct |
| Return on average assets | 0.17% | 25th pct | 20th pct |
| Net interest margin | 2.76% | 10th pct | 11th pct |
| Cost of funds | 1.39% | 75th pct | 85th pct |
| Loan-to-share | 25.31% | 5th pct | 11th pct |
| Delinquency 60+ days | 0.08% | 20th pct | 18th pct |
| Net charge-off ratio | -0.31% | 4th pct | 2th pct |
| Loan growth YoY | -13.46% | 2th pct | 10th pct |
| Share growth YoY | -1.32% | 16th pct | 21th pct |
| Efficiency ratio | 94.33% | 81th pct | 82th pct |
structural peer set hash: 2ca95bf56264efbf2812f516909255e0… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.