NEW HAMPSHIRE
Charter #4746 · Concord, NH · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.13% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.19% sits at the 10th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.05% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.12% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 66.55% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEW HAMPSHIRE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $336.05M | 79th pct | 69th pct |
| Members | 15,242 | 60th pct | 44th pct |
| Net worth ratio | 13.32% | 72th pct | 74th pct |
| Return on average assets | 1.13% | 76th pct | 84th pct |
| Net interest margin | 3.19% | 23th pct | 10th pct |
| Cost of funds | 1.47% | 65th pct | 49th pct |
| Loan-to-share | 89.42% | 88th pct | 75th pct |
| Delinquency 60+ days | 0.05% | 3th pct | 2th pct |
| Net charge-off ratio | 0.12% | 21th pct | 11th pct |
| Loan growth YoY | -1.24% | 33th pct | 30th pct |
| Share growth YoY | 1.22% | 19th pct | 38th pct |
| Efficiency ratio | 66.55% | 19th pct | 11th pct |
structural peer set hash: 606e030640c10a267a9e3c9c5aa19cf9… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.