EAGLE ONE
Charter #464 · Claymont, DE · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 4.54% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.35% sits at the 97th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.57% sits at the 92nd percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 91st percentile but its structural peers at the 52nd — a 39-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | EAGLE ONE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $93.93M | 91th pct | 52th pct |
| Members | 9,575 | 94th pct | 74th pct |
| Net worth ratio | 10.15% | 22th pct | 38th pct |
| Return on average assets | 0.59% | 43th pct | 54th pct |
| Net interest margin | 4.54% | 88th pct | 92th pct |
| Cost of funds | 1.08% | 60th pct | 59th pct |
| Loan-to-share | 60.55% | 50th pct | 44th pct |
| Delinquency 60+ days | 2.35% | 96th pct | 97th pct |
| Net charge-off ratio | 1.57% | 95th pct | 92th pct |
| Loan growth YoY | 7.63% | 96th pct | 97th pct |
| Share growth YoY | 7.20% | 89th pct | 90th pct |
| Efficiency ratio | 81.80% | 56th pct | 41th pct |
structural peer set hash: 80f7f2d6921770129eb8d7f712f97d51… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.