PITTSBURGH
Charter #422 · Pittsburgh, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.15% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.98% sits at the 77th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.32% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- On Loan growth YoY, the asset-size band puts this credit union at the 56th percentile but its structural peers at the 74th — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PITTSBURGH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $11.30M | 6th pct | 8th pct |
| Members | 1,297 | 17th pct | 28th pct |
| Net worth ratio | 10.79% | 25th pct | 28th pct |
| Return on average assets | 0.45% | 39th pct | 26th pct |
| Net interest margin | 3.48% | 33th pct | 49th pct |
| Cost of funds | 0.15% | 10th pct | 20th pct |
| Loan-to-share | 34.68% | 15th pct | 28th pct |
| Delinquency 60+ days | 0.98% | 67th pct | 77th pct |
| Net charge-off ratio | -0.32% | 4th pct | 8th pct |
| Loan growth YoY | -1.66% | 56th pct | 74th pct |
| Share growth YoY | -2.09% | 12th pct | 7th pct |
| Efficiency ratio | 81.16% | 52th pct | 56th pct |
structural peer set hash: 50f64b878de517721d90efae83cc02c3… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.