BOX BUTTE PUBLIC EMPLOYEES
Charter #4176 · ALLIANCE, NE · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 650 sits at the 20th percentile of structural peers — worth a closer look.
- Net worth ratio of 7.10% sits at the 5th percentile of structural peers — worth a closer look.
- Net interest margin of 3.70% sits at the 18th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 55th percentile but its structural peers at the 20th — a 36-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BOX BUTTE PUBLIC EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.05M | 86th pct | 54th pct |
| Members | 650 | 55th pct | 20th pct |
| Net worth ratio | 7.10% | 4th pct | 5th pct |
| Return on average assets | 0.16% | 39th pct | 54th pct |
| Net interest margin | 3.70% | 39th pct | 18th pct |
| Cost of funds | 1.41% | 76th pct | 64th pct |
| Loan-to-share | 67.21% | 60th pct | 44th pct |
| Delinquency 60+ days | 1.71% | 64th pct | 62th pct |
| Net charge-off ratio | 0.00% | 22th pct | 23th pct |
| Loan growth YoY | -5.22% | 51th pct | 46th pct |
| Share growth YoY | -2.91% | 28th pct | 23th pct |
| Efficiency ratio | 96.24% | 67th pct | 69th pct |
structural peer set hash: ff9ea8563e53b5b8e62bc050c6edcb49… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.