TEXAN SKY
Charter #3938 · Dumas, TX · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.24% sits at the 18th percentile of structural peers — worth a closer look.
- Efficiency ratio of 86.59% sits at the 75th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 92nd percentile but its structural peers at the 74th — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TEXAN SKY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $78.95M | 66th pct | 62th pct |
| Members | 8,999 | 92th pct | 74th pct |
| Net worth ratio | 15.99% | 76th pct | 70th pct |
| Return on average assets | 0.24% | 24th pct | 18th pct |
| Net interest margin | 4.40% | 85th pct | 72th pct |
| Cost of funds | 0.93% | 52th pct | 59th pct |
| Loan-to-share | 66.50% | 60th pct | 54th pct |
| Delinquency 60+ days | 0.40% | 37th pct | 52th pct |
| Net charge-off ratio | 0.30% | 56th pct | 41th pct |
| Loan growth YoY | -8.12% | 5th pct | 7th pct |
| Share growth YoY | 2.40% | 44th pct | 30th pct |
| Efficiency ratio | 86.59% | 71th pct | 75th pct |
structural peer set hash: 37d3a1d25c7622ec6c3b0556155377c7… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.