ELLIOTT COMMUNITY
Charter #390 · JEANNETTE, PA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.34% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.06% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 11th percentile but its structural peers at the 33rd — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ELLIOTT COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $54.31M | 11th pct | 33th pct |
| Members | 7,045 | 80th pct | 59th pct |
| Net worth ratio | 14.74% | 68th pct | 61th pct |
| Return on average assets | 0.74% | 52th pct | 52th pct |
| Net interest margin | 4.36% | 84th pct | 69th pct |
| Cost of funds | 0.34% | 15th pct | 15th pct |
| Loan-to-share | 70.86% | 69th pct | 61th pct |
| Delinquency 60+ days | 0.39% | 37th pct | 38th pct |
| Net charge-off ratio | 0.06% | 27th pct | 15th pct |
| Loan growth YoY | 1.29% | 73th pct | 72th pct |
| Share growth YoY | 2.85% | 50th pct | 34th pct |
| Efficiency ratio | 82.88% | 59th pct | 62th pct |
structural peer set hash: 18568edfa84636322aa405b444d92a58… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.