SUNFLOWER
Charter #3868 · Valley Center, KS · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 101 sits at the 3rd percentile of structural peers — worth a closer look.
- Return on average assets of -2.51% sits at the 7th percentile of structural peers — worth a closer look.
- Net interest margin of 6.73% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 11.20% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -1.82% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SUNFLOWER | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 344,357 | 6th pct | 2th pct |
| Members | 101 | 4th pct | 3th pct |
| Net worth ratio | 12.55% | 25th pct | 33th pct |
| Return on average assets | -2.51% | 8th pct | 7th pct |
| Net interest margin | 6.73% | 95th pct | 93th pct |
| Cost of funds | 0.24% | 34th pct | 33th pct |
| Loan-to-share | 93.92% | 90th pct | 84th pct |
| Delinquency 60+ days | 11.20% | 96th pct | 90th pct |
| Net charge-off ratio | -1.82% | 2th pct | 0th pct |
| Loan growth YoY | -10.86% | 25th pct | 16th pct |
| Share growth YoY | -6.09% | 13th pct | 16th pct |
| Efficiency ratio | 132.94% | 90th pct | 95th pct |
structural peer set hash: 24c65a279efca78874cb580f5b1f2c95… (reproducible)
Closest structural peers
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Claim SUNFLOWER
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.