SHAKER HEIGHTS
Charter #3787 · Shaker Heights, OH · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 134 sits at the 2nd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 19.51% sits at the 97th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 99.77% sits at the 80th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SHAKER HEIGHTS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.24M | 21th pct | 18th pct |
| Members | 134 | 8th pct | 2th pct |
| Net worth ratio | 23.73% | 71th pct | 72th pct |
| Return on average assets | 0.01% | 32th pct | 26th pct |
| Net interest margin | 3.22% | 25th pct | 31th pct |
| Cost of funds | 1.21% | 72th pct | 69th pct |
| Loan-to-share | 42.26% | 31th pct | 25th pct |
| Delinquency 60+ days | 19.51% | 98th pct | 97th pct |
| Net charge-off ratio | 0.00% | 22th pct | 23th pct |
| Loan growth YoY | -16.31% | 11th pct | 15th pct |
| Share growth YoY | -0.32% | 47th pct | 44th pct |
| Efficiency ratio | 99.77% | 72th pct | 80th pct |
structural peer set hash: b42437498f1d88c526f0d4cc58ccb050… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.