TRANSIT EMPLOYEES
Charter #3764 · Greenbelt, MD · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 12,406 ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 19.15% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.22% sits at the 10th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.57% sits at the 89th percentile of structural peers — worth a closer look.
- Efficiency ratio of 101.37% sits at the 89th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TRANSIT EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $94.60M | 92th pct | 74th pct |
| Members | 12,406 | 98th pct | 92th pct |
| Net worth ratio | 19.15% | 88th pct | 85th pct |
| Return on average assets | -0.22% | 10th pct | 10th pct |
| Net interest margin | 3.15% | 22th pct | 43th pct |
| Cost of funds | 0.93% | 52th pct | 43th pct |
| Loan-to-share | 50.46% | 30th pct | 39th pct |
| Delinquency 60+ days | 0.94% | 70th pct | 62th pct |
| Net charge-off ratio | 0.57% | 76th pct | 89th pct |
| Loan growth YoY | -4.84% | 20th pct | 11th pct |
| Share growth YoY | -0.14% | 16th pct | 21th pct |
| Efficiency ratio | 101.37% | 94th pct | 89th pct |
structural peer set hash: aa1d09cd04e5e2da482d014e17481c2b… (reproducible)
Closest structural peers
This is the free public view
Claim TRANSIT EMPLOYEES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.