HOBOKEN SCHOOL EMPLOYEES
Charter #2155 · HOBOKEN, NJ · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,512 sits at the 3rd percentile of structural peers — worth a closer look.
- Net worth ratio of 21.00% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.24% sits at the 16th percentile of structural peers — worth a closer look.
- Net interest margin of 1.64% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 2.91% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HOBOKEN SCHOOL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $73.64M | 54th pct | 52th pct |
| Members | 1,512 | 1th pct | 3th pct |
| Net worth ratio | 21.00% | 92th pct | 90th pct |
| Return on average assets | 0.24% | 24th pct | 16th pct |
| Net interest margin | 1.64% | 1th pct | 2th pct |
| Cost of funds | 2.91% | 98th pct | 97th pct |
| Loan-to-share | 44.03% | 20th pct | 33th pct |
| Delinquency 60+ days | 0.94% | 69th pct | 61th pct |
| Net charge-off ratio | 0.22% | 47th pct | 67th pct |
| Loan growth YoY | -1.20% | 53th pct | 54th pct |
| Share growth YoY | 2.27% | 43th pct | 59th pct |
| Efficiency ratio | 85.04% | 66th pct | 69th pct |
structural peer set hash: f9b95abc2bde95e5655b3114be1bfe7e… (reproducible)
Closest structural peers
This is the free public view
Claim HOBOKEN SCHOOL EMPLOYEES
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.