ONOMEA
Charter #3050 · PAPAIKOU, HI · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,849 sits at the 25th percentile of structural peers — worth a closer look.
- Return on average assets of 1.51% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.53% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.12% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 58.41% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ONOMEA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $26.78M | 53th pct | 26th pct |
| Members | 1,849 | 40th pct | 25th pct |
| Net worth ratio | 17.25% | 73th pct | 70th pct |
| Return on average assets | 1.51% | 86th pct | 84th pct |
| Net interest margin | 4.13% | 63th pct | 49th pct |
| Cost of funds | 0.53% | 34th pct | 15th pct |
| Loan-to-share | 92.93% | 96th pct | 77th pct |
| Delinquency 60+ days | 0.12% | 24th pct | 18th pct |
| Net charge-off ratio | 0.01% | 37th pct | 26th pct |
| Loan growth YoY | 2.51% | 85th pct | 74th pct |
| Share growth YoY | 3.89% | 65th pct | 61th pct |
| Efficiency ratio | 58.41% | 9th pct | 5th pct |
structural peer set hash: df27e38acedcc7fa8cac54cc9e149aeb… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.