IBEW 76
Charter #11949 · TACOMA, WA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,399 sits at the 3rd percentile of structural peers — worth a closer look.
- Net interest margin of 3.39% sits at the 11th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 61st percentile but its structural peers at the 28th — a 33-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | IBEW 76 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $30.03M | 61th pct | 28th pct |
| Members | 1,399 | 21th pct | 3th pct |
| Net worth ratio | 12.76% | 43th pct | 48th pct |
| Return on average assets | 0.57% | 45th pct | 51th pct |
| Net interest margin | 3.39% | 30th pct | 11th pct |
| Cost of funds | 1.33% | 72th pct | 72th pct |
| Loan-to-share | 92.36% | 95th pct | 85th pct |
| Delinquency 60+ days | 0.64% | 52th pct | 49th pct |
| Net charge-off ratio | 0.17% | 53th pct | 41th pct |
| Loan growth YoY | -2.66% | 48th pct | 31th pct |
| Share growth YoY | 2.28% | 48th pct | 48th pct |
| Efficiency ratio | 82.44% | 56th pct | 43th pct |
structural peer set hash: 9059600c0bcf0c999ef4bb668242803c… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.