CONCORA WABASH
Charter #3006 · WABASH, IN · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 250 sits at the 18th percentile of structural peers — worth a closer look.
- Cost of funds of 0.16% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.54% sits at the 82nd percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 78th percentile but its structural peers at the 52nd — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CONCORA WABASH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.15M | 19th pct | 16th pct |
| Members | 250 | 20th pct | 18th pct |
| Net worth ratio | 22.06% | 66th pct | 59th pct |
| Return on average assets | 0.63% | 58th pct | 44th pct |
| Net interest margin | 5.06% | 78th pct | 52th pct |
| Cost of funds | 0.16% | 26th pct | 20th pct |
| Loan-to-share | 110.39% | 97th pct | 90th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.54% | 82th pct | 82th pct |
| Loan growth YoY | 2.93% | 84th pct | 89th pct |
| Share growth YoY | -18.83% | 1th pct | 2th pct |
| Efficiency ratio | 84.61% | 47th pct | 52th pct |
structural peer set hash: 42a2a04654f8eaa1d343b0cf83b1d94e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.