HARRISON TEACHERS
Charter #2806 · HARRISON, NY · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.77% sits at the 15th percentile of structural peers — worth a closer look.
- Net interest margin of 0.71% sits at the 3rd percentile of structural peers — worth a closer look.
- Cost of funds of 0.04% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 4.72% sits at the 80th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HARRISON TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.30M | 22th pct | 33th pct |
| Members | 261 | 21th pct | 26th pct |
| Net worth ratio | 13.98% | 32th pct | 46th pct |
| Return on average assets | -0.77% | 18th pct | 15th pct |
| Net interest margin | 0.71% | 1th pct | 3th pct |
| Cost of funds | 0.04% | 15th pct | 23th pct |
| Loan-to-share | 28.34% | 17th pct | 39th pct |
| Delinquency 60+ days | 4.72% | 86th pct | 80th pct |
| Net charge-off ratio | 0.00% | 22th pct | 13th pct |
| Loan growth YoY | 4.14% | 86th pct | 66th pct |
| Share growth YoY | 49.38% | 99th pct | 93th pct |
| Efficiency ratio | 207.25% | 97th pct | 97th pct |
structural peer set hash: 3ed0697499e0e649d2f97982cbeebe16… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.