NOTRE DAME COMMUNITY
Charter #2792 · FALL RIVER, MA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 2.64% sits at the 25th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.79% sits at the 92nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.00% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 89.99% sits at the 80th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 11th percentile but its structural peers at the 34th — a 24-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NOTRE DAME COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $57.41M | 19th pct | 39th pct |
| Members | 3,110 | 11th pct | 34th pct |
| Net worth ratio | 12.87% | 51th pct | 49th pct |
| Return on average assets | 0.29% | 27th pct | 28th pct |
| Net interest margin | 2.64% | 7th pct | 25th pct |
| Cost of funds | 1.22% | 67th pct | 57th pct |
| Loan-to-share | 39.27% | 13th pct | 23th pct |
| Delinquency 60+ days | 1.79% | 91th pct | 92th pct |
| Net charge-off ratio | -0.00% | 13th pct | 20th pct |
| Loan growth YoY | 0.16% | 66th pct | 72th pct |
| Share growth YoY | 1.37% | 33th pct | 44th pct |
| Efficiency ratio | 89.99% | 80th pct | 80th pct |
structural peer set hash: c9862c4c6f48e5f8c5d571f1188c236b… (reproducible)
Closest structural peers
This is the free public view
Claim NOTRE DAME COMMUNITY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.