WYOMING VALLEY EDUCATIONAL EMPL
Charter #2657 · Wilkes Barre, PA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,589 sits at the 5th percentile of structural peers — worth a closer look.
- Net worth ratio of 9.09% sits at the 13th percentile of structural peers — worth a closer look.
- Net interest margin of 1.25% sits at the 3rd percentile of structural peers — worth a closer look.
- Cost of funds of 3.01% sits at the 95th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 12th percentile but its structural peers at the 57th — a 45-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | WYOMING VALLEY EDUCATIONAL EMPL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $54.86M | 12th pct | 57th pct |
| Members | 1,589 | 1th pct | 5th pct |
| Net worth ratio | 9.09% | 11th pct | 13th pct |
| Return on average assets | 0.39% | 33th pct | 26th pct |
| Net interest margin | 1.25% | 1th pct | 3th pct |
| Cost of funds | 3.01% | 99th pct | 95th pct |
| Loan-to-share | 14.81% | 1th pct | 7th pct |
| Delinquency 60+ days | 0.13% | 15th pct | 31th pct |
| Net charge-off ratio | 0.08% | 29th pct | 57th pct |
| Loan growth YoY | 3.25% | 86th pct | 92th pct |
| Share growth YoY | 2.32% | 44th pct | 44th pct |
| Efficiency ratio | 69.49% | 26th pct | 33th pct |
structural peer set hash: 9f51f88f7c8d2a95a7ce656d42672e1b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.