AFRICAN DIASPORA
Charter #24975 · Saint Ann, MO · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 522 sits at the 16th percentile of structural peers — worth a closer look.
- Net worth ratio of 3.86% sits at the 2nd percentile of structural peers — worth a closer look.
- Return on average assets of -0.60% sits at the 11th percentile of structural peers — worth a closer look.
- Net interest margin of -0.68% sits at the 0th percentile of structural peers — worth a closer look.
- Efficiency ratio of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | AFRICAN DIASPORA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 325,661 | 5th pct | 3th pct |
| Members | 522 | 45th pct | 16th pct |
| Net worth ratio | 3.86% | 1th pct | 2th pct |
| Return on average assets | -0.60% | 21th pct | 11th pct |
| Net interest margin | -0.68% | 0th pct | 0th pct |
| Cost of funds | 0.37% | 43th pct | 28th pct |
| Loan-to-share | 0.00% | 0th pct | 0th pct |
| Delinquency 60+ days | — | — | — |
| Net charge-off ratio | — | — | — |
| Loan growth YoY | — | — | — |
| Share growth YoY | — | — | — |
| Efficiency ratio | 0.00% | 0th pct | 0th pct |
structural peer set hash: be2cbff09f25c861a937aaea13c0b9d6… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.