RIVERVIEW
Charter #24904 · Belpre, OH · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 7,544 sits at the 18th percentile of structural peers — worth a closer look.
- Net worth ratio of 8.81% sits at the 23rd percentile of structural peers — worth a closer look.
- Return on average assets of 1.07% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.04% sits at the 16th percentile of structural peers — worth a closer look.
- Cost of funds of 1.79% sits at the 89th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RIVERVIEW | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $115.05M | 10th pct | 20th pct |
| Members | 7,544 | 15th pct | 18th pct |
| Net worth ratio | 8.81% | 11th pct | 23th pct |
| Return on average assets | 1.07% | 73th pct | 84th pct |
| Net interest margin | 3.04% | 16th pct | 16th pct |
| Cost of funds | 1.79% | 80th pct | 89th pct |
| Loan-to-share | 71.37% | 49th pct | 41th pct |
| Delinquency 60+ days | 1.69% | 92th pct | 82th pct |
| Net charge-off ratio | 0.16% | 25th pct | 33th pct |
| Loan growth YoY | -0.35% | 43th pct | 33th pct |
| Share growth YoY | 3.55% | 52th pct | 77th pct |
| Efficiency ratio | 90.28% | 86th pct | 67th pct |
structural peer set hash: 46a6d417d3127f009478b605277e2e0c… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.