SKYLA
Charter #24808 · Charlotte, NC · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.94% sits at the 77th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 47th percentile but its structural peers at the 69th — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SKYLA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.66B | 37th pct | 57th pct |
| Members | 112,990 | 47th pct | 69th pct |
| Net worth ratio | 9.50% | 21th pct | 34th pct |
| Return on average assets | 0.50% | 30th pct | 41th pct |
| Net interest margin | 3.55% | 63th pct | 41th pct |
| Cost of funds | 2.06% | 65th pct | 74th pct |
| Loan-to-share | 92.20% | 70th pct | 79th pct |
| Delinquency 60+ days | 0.94% | 76th pct | 77th pct |
| Net charge-off ratio | 0.75% | 71th pct | 66th pct |
| Loan growth YoY | 0.40% | 33th pct | 38th pct |
| Share growth YoY | 3.66% | 41th pct | 44th pct |
| Efficiency ratio | 80.47% | 79th pct | 64th pct |
structural peer set hash: bedb6bec97d1a7be1d546c0bb3dafb01… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.