LAUNCH CREDIT UNION
Charter #68716 · MERRITT ISLAND, FL · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.14% sits at the 25th percentile of structural peers — worth a closer look.
- Return on average assets of 0.22% sits at the 15th percentile of structural peers — worth a closer look.
- Net interest margin of 3.87% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.25% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 86.24% sits at the 80th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LAUNCH CREDIT UNION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.46B | 28th pct | 56th pct |
| Members | 85,017 | 32th pct | 57th pct |
| Net worth ratio | 9.14% | 16th pct | 25th pct |
| Return on average assets | 0.22% | 9th pct | 15th pct |
| Net interest margin | 3.87% | 82th pct | 77th pct |
| Cost of funds | 1.46% | 35th pct | 34th pct |
| Loan-to-share | 91.98% | 69th pct | 70th pct |
| Delinquency 60+ days | 0.25% | 11th pct | 11th pct |
| Net charge-off ratio | 0.53% | 51th pct | 49th pct |
| Loan growth YoY | 3.05% | 67th pct | 75th pct |
| Share growth YoY | 2.89% | 28th pct | 33th pct |
| Efficiency ratio | 86.24% | 92th pct | 80th pct |
structural peer set hash: d7ad09d94350f030e827815242c63e2b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.