PRESCOTT
Charter #2460 · Prescott, AZ · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,284 sits at the 11th percentile of structural peers — worth a closer look.
- Net worth ratio of 6.43% sits at the 0th percentile of structural peers — worth a closer look.
- Return on average assets of -2.57% sits at the 2nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 2.25% sits at the 92nd percentile of structural peers — worth a closer look.
- Efficiency ratio of 139.29% sits at the 98th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PRESCOTT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $11.02M | 5th pct | 2th pct |
| Members | 1,284 | 16th pct | 11th pct |
| Net worth ratio | 6.43% | 1th pct | 0th pct |
| Return on average assets | -2.57% | 2th pct | 2th pct |
| Net interest margin | 4.13% | 64th pct | 74th pct |
| Cost of funds | 0.82% | 48th pct | 72th pct |
| Loan-to-share | 41.07% | 22th pct | 36th pct |
| Delinquency 60+ days | 0.89% | 64th pct | 69th pct |
| Net charge-off ratio | 2.25% | 96th pct | 92th pct |
| Loan growth YoY | 13.64% | 99th pct | 98th pct |
| Share growth YoY | 9.54% | 95th pct | 92th pct |
| Efficiency ratio | 139.29% | 99th pct | 98th pct |
structural peer set hash: 8ad8c96628f9ba0a02a438584b2f99c3… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.