ALTOONA AREA EMPLOYEES
Charter #23753 · ALTOONA, PA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,670 sits at the 21st percentile of structural peers — worth a closer look.
- Net interest margin of 2.91% sits at the 10th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.04% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 67.65% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALTOONA AREA EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $20.11M | 36th pct | 16th pct |
| Members | 1,670 | 31th pct | 21th pct |
| Net worth ratio | 10.74% | 24th pct | 26th pct |
| Return on average assets | 1.16% | 74th pct | 69th pct |
| Net interest margin | 2.91% | 14th pct | 10th pct |
| Cost of funds | 0.37% | 24th pct | 36th pct |
| Loan-to-share | 28.99% | 9th pct | 23th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.04% | 14th pct | 11th pct |
| Loan growth YoY | 2.47% | 84th pct | 80th pct |
| Share growth YoY | 6.34% | 83th pct | 77th pct |
| Efficiency ratio | 67.65% | 22th pct | 25th pct |
structural peer set hash: 7b5496d37cbcb519b3869a888dfa5124… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.